The South Africa Map of Financial Inclusion investigates the landscape for financial services in South Africa and provides access to data on the location of more than 38,000 points of service around the country. By mapping financial services providers, the site provides insight into the financial access and inclusion within South Africa. The site provides locations of bank branches and ATMs, post offices, microfinance institutions, salary-based microlenders, development programs and several thousand other credit providers, including pawn shops, retailers providing credit services, and lenders providing cash loans and vehicle finance.
Data on the location of institutions and branches have been collected using primary sources and web scraping to extract the numbers and locations of financial services from publicly available data, consolidated into a single database. For more on this dataset, please see our blog post.
Population estimates are provided for the second-level administrative area (metropolitan and district municipalities) for the year 2010. The population estimates were obtained and prepared by the U.S. Census Bureau for the U.S. Government President’s Emergency Plan for AIDS Relief (PEPFAR) HIV Spatial Data Repository. Estimates are consistent with midyear national projections from the U.S. Census Bureau International Database. Additional metadata provided by the HIV Spatial Data Repository.
Poverty ratio estimates for first-level administrative divisions (province) were obtained from the 2002 study, How Low Can You Go? Combining Census and Survey Data for Mapping Poverty in South Africa, published by the Journal of African Economies. Alderman et al. calculated a poverty headcount index based on observable characteristics of households and provided estimates by province. Alderman H., M. Babita, G. Demombynes, N. Makhatha, and B. Özler. 2002. “How Low Can You Go? Combining Census and Survey Data for Mapping Poverty in South Africa.” Journal of African Economies 11(2): 169–200. Abstract
Data about financial services and access were provided by FinScope. Percent financially excluded by province is an estimated measure of the number of individuals who do not use any formal or informal financial services. Percent never banked by province is an estimated measure of the number of adults who have never banked. Data was obtained from the Finscope South Africa 2010 survey.
This map uses two additional measures of accessibilty, locations per 100,000 and locations per 1,000km2. Locations per 100,000 adults was derived using the 2010 population estimates provided by the U.S. Census Bureau. The number of total financial institutions was divided by the number of individuals 15 years or older based on the age groupings by second-level administrative unit (metropolitan and district municipalities) provided in the population estimates. Locations per 1,000km2 was calculated using the derived area of each administrative unit. The total number of financial institutions was divided by the area (km2) of the second-level administrative unit (metropolitan and district municipalities).