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The Kenya Financial Map of Financial Inclusion investigates the landscape for financial services providers in Kenya to provide insight into access to finance and financial inclusion within Kenya. The site provides locations of bank branches, postal savings bank branches and agents, microfinance institution branches, savings and credit cooperatives and M-Pesa mobile banking agents. For more on this dataset, please see our blog post or the presentation here.
The site brings together data from several distinct industry efforts, which are detailed below:
Data on bank branches comes from surveys carried out by FSD Kenya and the Central Bank of Kenya as part of their financial access initiative. The same bank branch data has also been incorporated in maps by the FSP program at the Bill and Melinda Gates Foundation.
Data on branches and agents for the Kenya Post Office Savings Bank (KPOSB) come from KPOSB, with data geolocated by Reason & Skyll, Nairobi with support from World Savings Banks Institute (WSBI), Brussels.
Data on savings and credit cooperatives (SACCOs) comes from the Kenya staff of the World Council of Credit Unions (WOCCU).
Data on the location of M-Pesa mobile banking agents and on the branches for some other financial institution have been collected using primary sources and web scraping. Listings for non-deposit-taking microfinance institutions come from the database of AMFI Kenya.
Detailed information on all data sources can be found for individual records in the databases linked below.
The map also displays data on savings products collected by the SPINNAKER project in a separate view. Product information has been integrated with location information on providers to create a landscape for savings products and costs across the country. Detailed SPINNAKER data can be accessed by clicking a specific location on the map. More on the SPINNAKER data can be found via their interactive infographic here.
The data seen on this site is available in the following formats:
Visit the MIX Market Kenya page for more information on microfinance institutions in Kenya.
Population estimates are provided for the second-level administrative area (district municipalities) for the year 2010. The population estimates were obtained and prepared by the U.S. Census Bureau for the U.S. Government President’s Emergency Plan for AIDS Relief (PEPFAR) HIV Spatial Data Repository. Estimates are consistent with midyear national projections from the U.S. Census Bureau International Database. Additional metadata provided by the HIV Spatial Data Repository.
Poverty ratio estimates for first-level administrative divisions (province) were obtained from the Multidimensional Poverty Index constructed by the Oxford Poverty and Human Development Initiative.
Data about financial access and usage were provided through the results of the FinAccess 2009 survey. The percent financially excluded by province is an estimated measure of the number of individuals who do not use any formal or informal financial services. The percent that never had savings by province is an estimated measure of the number of adults who have never held financial savings. Data was obtained from the FinAccess Kenya 2009 survey.
This map uses two additional measures of accessibilty, locations per 100,000 and locations per 1,000km2. Locations per 100,000 adults was derived using the 2010 population estimates provided by the U.S. Census Bureau. The number of total financial institutions was divided by the number of individuals 15 years or older based on the age groupings by second-level administrative unit (district municipalities) provided in the population estimates. Locations per 1,000km2 was calculated using the derived area of each administrative unit. The total number of financial institutions was divided by the area (km2) of the second-level administrative unit (district municipalities).